Financial WellBeing is a satisfaction with one's overall standard of living. It represents our ability to effectively manage our economic lives. It is our financial security.
What this looks like:
- participation in voluntary retirement plans
- confidence in executing a budget, living within our means, and saving for the future
- being undistracted by financial worries and having resources and tools available
- spending money on memories and experiences, not things
Did you miss the last Ready, Set, Retire!?
Presentation slides and recordings can be found below!
Medicare and Senior Health Insurance Information Program (SHIIP) Resources
Dayle Nickerson, Joan Grabenstetter, Bruce Johnson, and Robert Bergmann, SHIIP
- Presentation Recording (June 2022)
- Presentation Slides
- Medicare Checklist for New Beneficiaries
- Getting Ready to Retire: Health Insurance Issues
- Medicare Deductibles, Coinsurance, and Premiums
- Medicare Basics
- Medicare Supplement Open Enrollment Guarantees
- Medicare Supplement Changes in 2020
Iowa State University Benefits
Iowa State UHR Benefits Team
Iowa Public Employees' Retirement System (IPERS)
Kim Pinegar, IPERS
TIAA Retirement Income Options
Kelsey Summers, TIAA
Employee and Family Resources (EFR)
Lars Peterson, EFR
Additional Retirement Resources
- Preparing for Retirement
- A Voluntary Retirement Savings Plan allows you to contribute additional funds to your retirement on a tax-deferred, or after-tax (Roth) basis. Even with Social Security, pension plans, and savings accounts it can be difficult to save enough for retirement. A voluntary savings account can be a useful asset in helping you prepare for retirement.
- “Don’t Let Surprises Spoil Your Retirement” is currently available for viewing in Learn@ISU. During this Council Seminar Series Event in May, Barb Wollan, human sciences specialist in family finance, discussed costs employees will experience in retirement related to issues their employer takes care of while they are working, what current low inflation rates may mean, and more.
Financial Education Seminar & Webinars
Every year Iowa State University partners with our retirement vendors to offer free financial education seminars and webinars for employees and significant others. Whether you are learning to spend within your means, invest in your future, or live in retirement, there is a session for you!
TIAA On-Campus Seminars
All TIAA on-campus seminars are postponed until further notice. TIAA is offering virtual meetings through the local Ames Office and other online tools: Career Stage Resources, TIAA Mobile App, Digital Retirement Planning.
TIAA Online Webinars
To register for one of the upcoming webinars, visit TIAA's Live Webinar Lounge, complete the login, and select the webinar of your choice.
AIG Retirement Services
The seminar/webinar schedule is currently TBD.
All AIG on-campus seminars are postponed until further notice. Contact 515.440.3000, and ask for Dan Allen or David Dykstra to schedule an appointment.
Ameriprise (Keeling Wealth Advisors)
All Ameriprise on-campus seminars are postponed until further notice. Contact 515.253.8200, and ask for Colette Gunhus or Julie Jeno to schedule an appointment.
In addition to this article from CNBC, the following is a list of useful personal finance resources to help you manage your money during this period of uncertainty:
Government Financial Literacy Programs
- MyMoney.gov is a one-stop shop website for government personal finance programs, including the Consumer Financial Protection Bureau, Federal Reserve, Securities and Exchange Commission, Social Security Administration, and more!!
- The Veterans Benefits Administration offers various resources to qualified veterans, federal employees/benefit recipients, and the general public.
Learn Online With TIAA, AIG, and Ameriprise
- TIAA is offering virtual meetings through the local Ames Office and other online tools: Career Stage Resources, TIAA Mobile App, Digital Retirement Planning
- FutureFIT® University is an online tool provided by AIG Retirement Services. Users can complete online modules to enhance financial literacy.
- Ameriprise is scheduling virtual meetings with clients. Contact 515.253.8200, and ask for Colette or Julie to schedule your appointment.
Iowa State University Benefit Programs
- The Employee Assistance Program offers free financial and legal consultations for ISU employees.
Cash and Debt Management
- PowerPay is a free, interactive, cash and debt management tool developed by Utah State University Extension faculty and staff.
- Consumer Credit of Des Moines is a non-profit, nationally accredited consumer credit agency specializing in cash and debt management strategies.
Your Personal Finances and COVID-19
- The Consumer Financial Protection Bureau has a webpage specifically designed for COVID-19 information and resources.
- The Association for Financial Counseling and Planning Education provides a list of financial resources for emergency preparedness.